What is a self managed super fund?

A self managed super fund (SMSF) is a trust structure which is used to manage retirement savings on behalf of the fund’s members. Investing in property as part of a SMSF is a popular superannuation strategy in Australia as it is tax effective and provides excellent financial benefits.

Buying direct property via a self-managed super fund (SMSF) can be an appropriate strategy which enables you to earn superior returns in a highly tax effective manner. SFRPP can help you choose, buy the best investment property to add to your superannuation fund and comply with the complex SIS legislation.

Our SMSF service includes:

  • Strategy Discussion Strategy discussion to ensure property fits within your superannuation strategy
  • Goals & Structure SMSF structure and overall financial and investment goals
  • Extensive Research Extensive market research to identify suitable areas and suburbs with the best rate of return for your investment
  • Shortlisting Properties Searching and shortlisting properties which are suitable for your super fund
  • Analysis of Returns Analysis of rental returns and comparable property values
  • Negotiations Negotiation of price on your chosen property
  • SMSF administration & advice As part of a multidisciplinary financial services company “SFR Advisory Group” we can ensure all areas are covered.

There can be many benefits of buying property with your super fund. However, purchasing property within a Self Managed Super Fund does not reduce the need for proper research and analysis. As with all superannuation investments, you need to be careful and diligent in doing your research. And that’s where we come in: SFRPP will not only give you the edge in the Perth property market, we’re also experienced in assisting people buy investment property with a super and helping our customers maintain strict compliance with relevant legislation.

Benefits of SMSF Property Investment:

  • Greater control of your own investments
  • Ability to borrow safely via non-recourse loans
  • A maximum of 15% tax on net rental income if SMSF compliant with SIS laws
  • Zero capital gains tax on income or capital gain after the age of 60 under certain conditions
  • Some renovations now permissible with SMSF
  • If you haven’t yet set up an SMSF, we can refer you to an accredited professional within the SFR Advisory Group to create the right structures at an affordable cost

What type of real estate can I buy as a SMSF investment property?

  1. You can buy residential, commercial or industrial property as part of a self managed super fund
  2. You cannot buy your own principal place of residence in a SMSF
  3. You can however, buy your own commercial premises and lease back to your company (Business Real Property)

Why engage SFRPP for my self managed super fund?

  • Using our SFR Property Professional services means you will make a safer investment choice for your super fund. We are licensed through SFR Advisory Group in all aspects of SMSF rules and regulations so you can avoid the many mistakes that can be involved. The other key benefits include:
  • We’ll show you how to buy property using your super fund
  • We offer additional services such as SMSF administration, audit and compliance advice through SFR Advisory group suite of financial services
  • You receive great property investment advice 
  • You gain a superior knowledge of growth spots and prices

If you would like to know more please speak to one of our friendly team on 9220 5200 or use our Enquiry Form and we can call you.

Testimonials

  • It was a pleasure dealing with Dean Sampson for the sale of our property. He was very informative, courteous and professional throughout the process and was always available to provide help and advice on related matters. We will definitely use his services for the sale of our next property!
    Sarita
    (Project Systems Co-Ordinator – WA)
  • Thank you Dean & Garth for your assistance with the sale of my property. The transition went smoothly, and I really appreciate your efforts in achieving such an excellent sale price, and such minimal disruption with viewings. This experience has been awesome, and I’ve recommended you to friends who are selling.
    Paul
    (Technical Sales Specialist – WA)
  • We have been clients of SFR Advisory Group since 2002, under the very good care of our SFR advisor. During this time we have experienced both good & bad times with the economy which has had a significant influence on the stock market & our portfolio. Our SFR advisor’s advice & guidance during the last 12 years which covered the GFC was invaluable. We have always found his recommendations for the purchase & sale of various investments to be both careful & fruitful. He has kept our portfolio healthy & is always available to speak with.
    We also had occasion to deal with their real estate arm (SFR Property Professionals) when arranging the sale of our mother’s home. This was also handled in the same efficient & ethical manner.
    I have no hesitation in recommending SFR Advisory as a solid & careful organisation who we have found to be very ethical & trustworthy. We have no trouble sleeping at night knowing our funds are in safe hands.
    Peter and Maree
    (Volunteer Workers – WA)
  • SFR Property Professionals have been managing my Perth apartment since 2012. Our experience with them has been positive. The team is very professional and efficient and any enquiries and problems have been promptly answered and addressed by their representatives. SFR Property Professionals have also kept me updated and informed about the current trends in the property market in Perth. I am pleased with their services and highly recommend them.

    Nicholas
    (Property Investor – Kuala Lumpur)
  • We have been clients of SFR Advisory since 2009 and our only regret with this association is that it didn’t begin a lot earlier.
    Our SFR advisor was instrumental in straightening out the disastrous mess caused by our previous advisors. His work was tireless, meticulous and methodical in his endeavour to realign our portfolio. In the ensuing years his results speak for themselves, above average service and results.
    We have no hesitation in recommending our SFR advisor to anyone who is fortunate enough to have him pass their way.
    Peter & Trish
    (Real Estate Agent – WA)
  • SFR Property Professionals have been managing my Perth apartment since 2012. Our experience with them has been positive. The team is very professional and efficient and any enquiries and problems have been promptly answered and addressed by their representatives.
    SFR Property Professionals have also kept me updated and informed about the current trends in the property market in Perth.
    I am pleased with their services and highly recommend them.
    Nicholas Choong
  • Thank you Dean & Garth for your assistance with the sale of my property. The transition went smoothly, and I really appreciate your efforts in achieving such an excellent sale price, and such minimal disruption with viewings. This experience has been awesome, and I've recommend you to friends who are selling
    Padgett Rowell
    Technical Sales Specialist – WA
  • I have used SFR’s commercial tenant advocacy services for my own business and recommend other businesses should do the same. Landlord s have people to help them and so should commercial tenants. Garth has a wealth of knowledge and is always available to provide the right advice.
    Mariella Caroè
  • We thoroughly recommend SFR PROPERTY PROFESSIONALS, they were very efficient,knowledgeable and friendly ,l had no trouble talking to them about selling the property, which they had sold in a very short time with no problems happening. lf l selling again l would highly recommend them .
    Thanks For All Your Help Well Done
    ldphillips27