Find out how much can you actually loan for a home

Before you dig too deeply into the process, check with SFR Advisory if you actually qualify for a home loan. SFR is in contact with several lenders and can give you an idea of how much money you can borrow. This will give you a realistic understanding of what (and where) you can actually buy. Alternatively, you can try out Finder's home loan eligibility calculator to get a better idea. Getting a 20 % deposit is the holy grail to getting the best finance deal, but don’t despair if you can’t as bankers will usually lend up to 95 %. If this is the case, you should consider the investment part of the purchase more to offset the extra risks and costs from a more leveraged position!

Taking advantage of first home owner concessions

The First Home Owner Grant is a government initiative to assist people in buying their first home in Australia and can save you thousands in duties and fees. Visit the First Home Owner Grant website for details on each state's grants.

Proper budgeting and including all costs

Careful budgeting for the future is an essential first step. Be realistic, not only about your current financial circumstances but also about future costs, to work out how much deposit and monthly mortgage payments you can afford. Remember that extra costs can increase the size of the deposit you will need, for instance, conveyancing, bank fees, and mortgage insurance can cost well over $10,000.

Before you find the right home

Whether its an established or you are building a new home. You must consider the first, second and third most important thing about buying a property. LOCATION, LOCATION, LOCATION. Don’t get conned into emotional aspects only. Remember this is an investment too!

Get expert help

There are professionals who can help you with every step of the home buying process. As your buyers agents  SFR Property Professionals can help you with the whole buying process, including assisting with mortgage and conveyance.  

SFR Property Professionals is here to help.

Take the hassle out of what is one of the biggest transactions of your life.

If you would like to know more please speak to one of our friendly team on 9220 5200 or use our Enquiry Form and we can call you.

Services

SFR Property Professionals can help you through the process of getting into your first home :

Testimonials

  • It was a pleasure dealing with Dean Sampson for the sale of our property. He was very informative, courteous and professional throughout the process and was always available to provide help and advice on related matters. We will definitely use his services for the sale of our next property!
    Sarita
    (Project Systems Co-Ordinator – WA)
  • Thank you Dean & Garth for your assistance with the sale of my property. The transition went smoothly, and I really appreciate your efforts in achieving such an excellent sale price, and such minimal disruption with viewings. This experience has been awesome, and I’ve recommended you to friends who are selling.
    Paul
    (Technical Sales Specialist – WA)
  • We have been clients of SFR Advisory Group since 2002, under the very good care of our SFR advisor. During this time we have experienced both good & bad times with the economy which has had a significant influence on the stock market & our portfolio. Our SFR advisor’s advice & guidance during the last 12 years which covered the GFC was invaluable. We have always found his recommendations for the purchase & sale of various investments to be both careful & fruitful. He has kept our portfolio healthy & is always available to speak with.
    We also had occasion to deal with their real estate arm (SFR Property Professionals) when arranging the sale of our mother’s home. This was also handled in the same efficient & ethical manner.
    I have no hesitation in recommending SFR Advisory as a solid & careful organisation who we have found to be very ethical & trustworthy. We have no trouble sleeping at night knowing our funds are in safe hands.
    Peter and Maree
    (Volunteer Workers – WA)
  • SFR Property Professionals have been managing my Perth apartment since 2012. Our experience with them has been positive. The team is very professional and efficient and any enquiries and problems have been promptly answered and addressed by their representatives. SFR Property Professionals have also kept me updated and informed about the current trends in the property market in Perth. I am pleased with their services and highly recommend them.

    Nicholas
    (Property Investor – Kuala Lumpur)
  • We have been clients of SFR Advisory since 2009 and our only regret with this association is that it didn’t begin a lot earlier.
    Our SFR advisor was instrumental in straightening out the disastrous mess caused by our previous advisors. His work was tireless, meticulous and methodical in his endeavour to realign our portfolio. In the ensuing years his results speak for themselves, above average service and results.
    We have no hesitation in recommending our SFR advisor to anyone who is fortunate enough to have him pass their way.
    Peter & Trish
    (Real Estate Agent – WA)
  • SFR Property Professionals have been managing my Perth apartment since 2012. Our experience with them has been positive. The team is very professional and efficient and any enquiries and problems have been promptly answered and addressed by their representatives.
    SFR Property Professionals have also kept me updated and informed about the current trends in the property market in Perth.
    I am pleased with their services and highly recommend them.
    Nicholas Choong
  • Thank you Dean & Garth for your assistance with the sale of my property. The transition went smoothly, and I really appreciate your efforts in achieving such an excellent sale price, and such minimal disruption with viewings. This experience has been awesome, and I've recommend you to friends who are selling
    Padgett Rowell
    Technical Sales Specialist – WA
  • I have used SFR’s commercial tenant advocacy services for my own business and recommend other businesses should do the same. Landlord s have people to help them and so should commercial tenants. Garth has a wealth of knowledge and is always available to provide the right advice.
    Mariella Caroè
  • We thoroughly recommend SFR PROPERTY PROFESSIONALS, they were very efficient,knowledgeable and friendly ,l had no trouble talking to them about selling the property, which they had sold in a very short time with no problems happening. lf l selling again l would highly recommend them .
    Thanks For All Your Help Well Done
    ldphillips27